Terms of Use

Last updated: 10 August 2026
These terms cover use of the aqflow.io website only. If you become an AQFLOW merchant, your engagement is governed separately by the signed service agreement between you and Aequoflow OÜ, which takes precedence over this page for anything it covers.

1. Who we are

Aequoflow OÜ, registry code 17451327, registered at Narva mnt 5, 10117 Tallinn, Estonia ("AQFLOW", "we"). Contact: hyungnamkim@aequoflow.com.

2. Use of this site

This website describes AQFLOW's coordination services and lets you get in touch with us. You agree to use it only for lawful purposes and not to attempt to disrupt, reverse-engineer, or gain unauthorised access to it or any account on it.

3. Illustrative content

Screens, figures, and case examples shown on this site — including the interactive demo on the homepage — are illustrative. They demonstrate how the platform works and do not represent any identifiable client, transaction, or outcome, and do not constitute a guarantee of results.

4. No advice, no guarantee of outcome

Nothing on this site is legal, tax, financial, or compliance advice. AQFLOW does not hold client funds, does not execute transactions on its own authority, and does not make compliance determinations — those functions sit with our regulated partners and with your own licensed compliance function. We do not guarantee that any application, onboarding, or partner relationship will be approved.

5. Intellectual property

The content, design, and branding of this site belong to Aequoflow OÜ unless otherwise credited. You may not copy or reuse it without our written permission.

6. Third-party links and partners

References to regulatory licences, registers, or partner categories are provided for transparency and are verifiable on the relevant regulator's own public register. We are not responsible for the content of third-party sites we link to.

7. Liability

This site and its content are provided "as is." To the extent permitted by law, AQFLOW is not liable for any loss arising from your use of this website. This does not limit any liability that cannot be excluded under Estonian or EU law.

8. Governing law

These terms are governed by the laws of Estonia. Disputes will be subject to the exclusive jurisdiction of the Estonian courts, without prejudice to any mandatory consumer-protection rules that may apply in your country of residence.

9. Changes

We may update these terms as the site develops. Continued use of the site after an update means you accept the revised terms.

10. Contact

Aequoflow OÜ · Narva mnt 5, 10117 Tallinn, Estonia · hyungnamkim@aequoflow.com