Privacy Policy

Last updated: 10 August 2026

Data controller: Aequoflow OÜ

Registry code 17451327 · Narva mnt 5, 10117 Tallinn, Estonia

Contact: hyungnamkim@aequoflow.com · Hyungnam Kim, Founder & Director

This policy explains what personal data Aequoflow OÜ ("AQFLOW", "we", "us") collects through aqflow.io and our merchant platform, why we collect it, and the choices you have. We are established in Estonia and process personal data under the EU General Data Protection Regulation (GDPR).

1. What we collect

2. What we don't collect

We do not use advertising or cross-site tracking cookies, and we do not run third-party analytics on this site at this time. The figures and case examples shown in the interactive demo on our homepage are illustrative and do not represent any identifiable person or company.

3. Why we process it, and on what basis

PurposeLegal basis
Responding to enquiries sent via the contact formLegitimate interest — you contacted us
Providing the coordination service to onboarded merchantsPerformance of a contract
Keeping you signed in to the platformNecessary for the service (strictly necessary cookie)
Meeting our own legal, tax, and compliance obligationsLegal obligation

4. Cookies

aqflow.io uses only strictly necessary cookies — the session cookie that keeps you signed in to a merchant or admin account. These cookies don't require consent under EU law because the site cannot function without them, but we still tell you about them via the banner shown on first visit. We do not set any optional, tracking, or advertising cookies. If that changes, we will ask for your consent first and update this section.

Loading this site also requests fonts from Google Fonts (fonts.googleapis.com / fonts.gstatic.com), which may log your IP address as part of a normal web request. No AQFLOW cookie is involved in that request.

5. Who we share data with

We do not sell personal data. We share it only where necessary to deliver the service:

AQFLOW does not hold, custody, or transmit client funds, and does not make compliance determinations on any partner's behalf — see our homepage for the full non-custodial declaration.

6. International transfers

Our infrastructure is hosted with EU-region data residency where available. Where a provider processes data outside the EU/EEA, we rely on appropriate safeguards such as the European Commission's Standard Contractual Clauses.

7. How long we keep it

Enquiry form submissions are kept for as long as reasonably needed to respond and follow up, and are deleted or anonymised after a reasonable period of inactivity. Merchant operational data is kept for the duration of the engagement plus any period required by applicable law (including AML/compliance record-keeping obligations that may apply to our regulated partners).

8. Your rights

Under GDPR, you have the right to access, correct, delete, or export your personal data, and to object to or restrict certain processing. To exercise any of these rights, email hyungnamkim@aequoflow.com. You also have the right to lodge a complaint with the Estonian Data Protection Inspectorate (Andmekaitse Inspektsioon, aki.ee) or your local supervisory authority.

9. Changes to this policy

We may update this policy as the service develops. Material changes will be reflected by updating the date at the top of this page.

10. Contact

Aequoflow OÜ · Narva mnt 5, 10117 Tallinn, Estonia · hyungnamkim@aequoflow.com